Hi, you can call me Kristin.

Your New Money Therapist and Coach…and I’m here to help you save MORE, spend LESS frivolously + GET OUT OF DEBT.


(without sacrificing the life you love)

You’re overwhelmed by just the thought of your debt and need relief…


You’re sick of having to pay debt month after month, only for it to seem as if your balance isn’t even budging.

You’ve considered debt relief programs, bankruptcy, debt consolidation, faking your death…the whole 9.

You’re over not being able to truly live the life of your dreams, simply because you owe everybody and their mama. It feels like you’ll never be able to catch a break. And it’s stressing you out like crazy.

No matter how much money you make, you still feel broke, busted, and disgusted.

You know that there’s gotta be more than the paycheck to paycheck life that you’re living, but you just don’t know what an effective debt payoff strategy looks like.

You want to have more control over your finances & become debt free, but you just don’t know where to start.

I totally get it.

I started Debt Free Black Girl to share the EXACT principles and strategies I used to get my mind right and pay off over $10K in student loan debt in a matter of months on a limited income so that I could finally free up some of the hard earned money that I was making and do more of the things I wanted to do.

I wasn’t always this focused though. Before I developed a debt payoff strategy, I was actually in complete denial about the debt I owed. I used to duck and dodge bill collector phone calls and mail. I used to neglect paying on my debt for no reason other than being straight ignorant. I had to snap out of it and change my poor money management habits and mindset. And once I did, things quickly changed for me.

I currently coach clients in my Signature Be Debt Free Course and Coaching Program where I help them regain confidence in themselves and their finances.

Kristin helped me face that fear of reaching out to my student loan lenders and letting them know my situation and negotiating the terms. Now I have reasonable payback terms and don’t have to worry about them harassing me. This turned my credit score around and everything that is impacted by that, most importantly my peace of mind. Quinisha A.

Because of Kristin’s course and help, I’m sitting on $10,000 in the bank in 8 months, I paid off one of my credit cards, I’ve linked every account to have EVERY bill paid on time and I’ve finished my first step to buy a house. Although my student loan debt isn’t close to being paid off yet, I feel really good that I’m being responsible and my debt doesn’t stress me out anymore. Thank her for being obedient to God on her purpose, she has honestly helped me a lot! Chanel B.

Kristin is very interested in my growth. I have learned a lot and I am very optimistic about my future when it comes to saving and sticking to a budget. I was also able to pay off most of my debt. I only have to focus on my monthly bills now. Kristin has been a blessing in disguise! Tanya A.