It was the summer of 2003; I was 17 years old and was gearing up to attend school at North Carolina A&T (Aggie Pride). As soon as I stepped onto campus, they had a table set up for students to sign up for credit cards. Bruh! I was like a kid in a candy store as I approached the table and signed my name on the dotted line. I just had to get my hands on one of those cards! Mistake #1.
I knew nothing about how credit cards REALLY worked, and how much trouble they would ultimately get me into. So picture me, a young naive ‘carefree black girl’ with a credit card. A CREDIT CARD! I would just ball out with no remorse; frequent shopping trips to the local mall and going out to eat and footing the bill for all of my friends was the norm. I must have thought I was Diddy or something. Like who does that? Just being RECKLESS! Not realizing that I actually had to pay all of that money back plus extra (just kidding), I was living the good life as a poor little rich girl (I was spoiled SMH).