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Do you ever ask yourself “how do I get clear on what I want for my finances?”

As a young professional, sometimes it’s easy to put your finances on the back burner. However, with everything that you have going on in your busy life, it’s important that you don’t continue to make this a habit. Your finances should be one of your main priorities — financial freedom allows so many doors to open. If your finances are not optimal, it’ll definitely show in other areas of your life. I know this all too well from experience. I have had struggles with staying on top of my finances so much in the past. When I was at my worst, both my physical and mental health spiraled out of control (let’s just call it side effects).

I was 40 pounds overweight and extremely depressed. I had no idea how it had gotten so bad so fast but there I was, miserable and without a plan to improve my anything. I definitely don’t want that for you.

Because I didn’t have a plan in place, I continued to lead a lifestyle that was ultimately detrimental to every area of my life.

“If you don’t have a plan in place, then you are planning to fail. ”


In order to be successful you have to have clear vision about what you want and how you’re going to make it happen.

How to Create Your Vision + Action Plan

I’m about to break down an 8 step process on how to create vision for your finances. Let’s jump into that process for getting your finances on track.

1. Eliminate Distractions

When you’re ready to start working on building the finances of your dreams, first you need to make sure that you’ve put away all distractions. Yes, get off of social media and put that phone down! Go somewhere that you’ll be able to have some quiet, alone time. This will allow you to fully immerse yourself in the process and focus 100%. During this step, you’ll start to get inspired and excited for the next steps.

2. Find Your True Self

Until you know who you truly are and why you were put on this Earth, you’ll be lost on your journey. In order for you to fulfill your financial goals, you have to possess clear self awareness. Self-awareness is all about understanding your own needs, desires, strengths, weaknesses, habits, and everything else that makes you tick. When you have a better understanding of yourself, you are then empowered to take charge of your finances and are more likely to make a long term commitment to the changes you desire.

During this step, there’s a ton of questions that you need to ask yourself that will help you to gain the clarity and confidence that you need. To start, ask yourself:

  • Who am I?
  • Why do I want to improve my finances?
  • Where do I come from? How was money treated in my household growing up? Was good financial management a priority?
  • What are my strengths?
  • What are my weaknesses?
  • What are my money habits?

More questions should come to mind while you’re getting to know your true self.  Don’t hold back and be super honest with yourself.

3. Find Your True Vision

This step requires a ton of reflection and questions to ask yourself. When you begin to ask yourself specific questions about your vision, God starts to reveal His vision and purpose for your life. Your mind will be open to things that you’ve never seen or imagined before. To start, ask yourself:

  • What do I want to do to ensure that I am as financially healthy as I can be?
  • What do I want my finances to look like?
  • How do I want to feel?
  • What do I feel led to do in regards to my finances?

4. Discover Your True Motivation

Often times, people want things for all of the wrong reasons. During this step, you’ll be keeping it 100 with yourself about why you want your vision to come into fruition. Ask yourself:

  • How does my vision help others?
  • What is the motivation for my vision?
  • Why do I want to do what I want to do?
  • Can I accomplish my vision and still have integrity?

Your vision should never be selfish, even when you think it should be all about you. Your vision should always inspire and uplift other people in some way. For example, someone may be following your financial journey and motivated by it so much that they decided to lead a better financial lifestyle as well.

5. Identify Your Principles

Simply put, your principles give clarity about what you will and won’t do during your life. It’s imperative that you identify your principles while creating your financial vision because they will guide your decision making. Write out all of your life principles and really tie them into your vision for your finances.

6. Choose Your Goals & Objectives’

Ask yourself, “what are the steps that I need to take in order to fulfill my vision?” In order to make your vision a reality, you have to be clear on what you want (GOALS) and what you need to do get there (OBJECTIVES). Objectives are simply the detailed steps of your goals. Your objectives should always include specific timelines, as you have to know when you need to accomplish these steps in order to reach your goals.

If you don’t write out your goals and objectives (with deadlines), how do you expect to stay on track with actually accomplishing these goals?

7. Identify Your Resources

You need to determine what resources you will need in place so that you are able to fulfill your vision. For example, if you know that you aren’t that motivated to create a budget on your own, then you need to get Budget Like a BO$$. Budget Like a BO$$ is an easy to use budgeting system to get you started on the right track. BLAB will help you to create a budget that you’ll fall in love with in 30 days, allowing you to live a less stressful life.

8. Commit to Your Vision

This is one of the most hardest steps in the process. A lot of people are able to see the bigger picture, develop a plan to get there, and then fall off after some time. Think about it: people develop and commit to new goals around the beginning of the year. People are pumped up, motivated to budget and save for a few weeks or maybe even a few months and then something happens. They start putting away money towards their savings and budgeting less frequently and eventually, they never get back on track. Why is that? These people have lost sight of their vision or better yet, never set a clear vision in the first place. In order to truly be successful in reaching your financial goals, you have to commit to your vision. You will never fulfill your vision if you are not committed to it, point, blank, period. You have to make the specific decision to follow through with what you intended from the start!

“You will never fulfill your vision if you are not committed to it. Point, blank, period. ”


In order for your vision to come into fruition, you need to be meditating on it everyday for at least 5-10 minutes. You need to think about what needs to be done for that day and if it’s something that is not aligned with the overall big picture, then you shouldn’t be pouring your energy into it. Only do purposeful, fulfilling tasks that put you one step closer to making your vision a reality. This blueprint is an awesome start for you to start creating the vision for the finances of your dreams. Don’t worry if things change along the way, this is totally normal. You evolve over time and so will your vision!

Here’s to being the best you possible!

Now let’s talk about it.  What’s your vision for your finances? What do you want to feel like? Sound off in the comments, I wanna hear from you!

P.S. If you thought that this was insanely awesome or made you think about someone that you know, please share this with them!