How Getting Evicted Saved My Life: 6 Lessons I Learned

How Getting Evicted Saved My Life: 6 Lessons I Learned

Emotions spiraling out of control, that day was not like any other day I’ve ever experienced. We were told that we had to leave the apartment complex by the end of the month. That we were being evicted. We were told that due to one of the security officers feeling threatened by a text message that was sent to her, we had to leave (it’s a long story).  

I couldn’t believe what I was hearing. Here I was in a city and state that I barely knew much about, without a full-time job, and being told that I was about to have nowhere to live. No roof over my head. Where was I gonna go? What was gonna happen to me? How would I survive without any real money coming in? What was God trying to tell me? All of these questions entered my mind as that day went on.

I had to act and I had to act FAST.

4 Reasons Why You Need to Payoff Your Student Loans ASAP

4 Reasons Why You Need to Payoff Your Student Loans ASAP

I went to an out of state college with a price tag that my parents nor I could really afford, so of course we took out all types of loans to pay for my education. I just had to tack on even more student loan debt 4 years after graduating from undergrad to pursue my master's degree in Forensic Psychology. Not realizing that I actually had to pay all of this money back (I’m totally joking guys), I borrowed so much extra money just so I could live lavishly as a fly 20-something carefree black girl. Just ballin’ on a borrow...like why? I’m getting sick just thinking about how crazy that was!

Jordans galore. All the latest clothes. Happy hours. Brunches. Anything and everything I wanted, I made sure I got by any means necessary.

Today, I have NOTHING to show for those extra dollas that I borrowed and blew by being completely reckless. Well, except for the hefty amount of student loans that need to be paid off (eek).

6 Emotions That Are Keeping You From Reaching Your Money Goals

6 Emotions That Are Keeping You From Reaching Your Money Goals

When I was in Atlanta, I was the most depressed that I’ve ever been. I was dead broke and completely miserable. Because of my depression, I attempted to get a handle on things and coped by shopping and eating. I drained my savings account on clothes, shoes, and good ol’ Southern food lol. I was out of control! Because my emotions were in a downward spiral, my finances suffered tremendously as a result. I don’t want that for you sis. That’s why I’m sharing the tea on some of the most common emotions that you feel that could be ultimately holding you back from reaching those money goals that you have set for yourself.  

Let’s examine how these can have a great impact on your coins.

How to Create Vision For Your Finances: An 8 Step Process

How to Create Vision For Your Finances: An 8 Step Process

Do you ever ask yourself “how do I get clear on what I want for my finances?"

As a young professional, sometimes it’s easy to put your finances on the back burner. However, with everything that you have going on in your busy life, it’s important that you don’t continue to make this a habit. Your finances should be one of your main priorities -- financial freedom allows so many doors to open. If your finances are not optimal, it’ll definitely show in other areas of your life. I know this all too well from experience. I have had struggles with staying on top of my finances so much in the past. When I was at my worst, both my physical and mental health spiraled out of control (let's just call it side effects).

I was 40 pounds overweight and extremely depressed. I had no idea how it had gotten so bad so fast but there I was, miserable and without a plan to improve my anything. I definitely don’t want that for you.